It’s that time of year again. The bells will soon be ringing, the sneakers will be squeaking, and buses will be roaring; unless you’re in college then there are different experiences. Regardless of age or what kind of school your child, or loved one is going to, preparing all of the essentials for a comfortable and safe experience is crucial for helping everyone ease back into the daily grind of things with a brand new school year. [Read more…]
I was recently asked this question by one of our personal insurance clients, and thought I would share the answer here for our readers.
There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting.
Some people have absolutely no idea that it’s used in the rate at all.
At the end of the day, there’s not much we can do about it though. Insurance companies have been using credit in their rates for decades, and that’s not likely to change. [Read more…]
Why do my auto insurance rates keep going up even though my car is getting older? At Kicker Insures Me Agency, many of our clients ask this question so I would like to address it from a couple of angles.
First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home insurance is actually called “home owners insurance”.
It’s important to understand that there are a lot of variables that go into insurance premiums, and with auto insurance, it’s no different. [Read more…]