Insurance Blogs from Kicker Insures Me Agency in Pasadena, Tx

What Is a Business Owner’s Policy (BOP) and What Does It Cover?

February 15, 2021 Kicker Insures Me Agency

Business owners should consider business owners policy coverage, learn more here If you want to remain in business long into the future, it’s extremely important that your business is protected. Accidents or simple mistakes could lead to lawsuits.

Natural disasters, economic crisis, or global pandemics can turn a business upside down overnight.

But with the proper insurance in place from day one, your business will be in a position of strength. Many companies qualify for a business owner’s policy (BOP) that they can put in place to provide as much protection as possible.

What is a business owner’s policy? It’s a bundle of different types of insurance crafted specifically for your business needs.

So how do they work? And what types of coverages are available? That’s exactly what we discuss below. Keep reading to see how you can effectively protect your business today. [Read more…]

Why Do I Need Life Insurance? 5 Key Factors You Need to Consider

January 15, 2021 Kicker Insures Me Agency

Consider these factors and be sure you have life insurance Have you ever wondered, “Why do I need life insurance?” If you have family or financial responsibilities on your plate, then getting a life insurance policy is a smart move. By adding one, you’ll be able to provide protection for the people you love if something happens to you.

Keep reading to learn 5 key factors you should keep in mind when deciding about a life insurance policy! [Read more…]

A Business Owner’s Guide to 5 Benefits of Group Insurance

December 15, 2020 Kicker Insures Me Agency

Let us help you navigate the ins and outs of group insurance benefits Are you looking to get health insurance for your entire staff? Do you wonder if there’s a way to save money on setting up insurance for so many people? If so, then you need to look more into group insurance for your company.

Doing so can offer you many different benefits. It can save you money, help your staff maintain a healthy lifestyle, provide tax incentives for your employees, and much more. In terms of providing insurance, group coverage is a no-brainer.

See below for several benefits of group insurance and why you should consider it in your plans when opening enrollment. [Read more…]

Jewelry Isn’t The Only Thing You Insure…Consider Art, Wine, and Whiskey!

November 15, 2020 Kicker Insures Me Agency

Insure all of your valuable collections such as liquor, wine, art and jewels Did you know John Jay Pittman built a famous coin collection that his family sold in 1996 when he passed away for $30 million? Over time, people started collecting other values from art to alcohol to jewelry.

Valuable collections can be worth millions of dollars, if not more. Keep reading, and we will walk you through collectibles insurance and why you should insure everything, from jewelry to alcohol. [Read more…]

Cyber Liability: Why Your Business Needs Cyber Insurance

October 15, 2020 Kicker Insures Me Agency

protect your business assets and information with cyber liability insurance The average cost of a data breach has soared to $3.86 million. Many companies end up paying much more. This is true especially when penalties from laws like the GDPR are factored in.

In this environment, it’s not enough to have a good cyber security policy. You also need to think about cyber insurance for your business.

The idea of cyber liability and the insurance policies that protect you from it are still rather new. What are the risks you’re facing, and how can the right insurance protect you? This guide will walk you through the answers. [Read more…]

Navigating COVID-19: How to Protect Your Business Against a Wrongful Termination Lawsuit

September 15, 2020 Kicker Insures Me Agency

Be sure to protect your business with commercial insurance policies COVID-19 has led to many difficult decisions for companies over the past year. Organizations have tightened their budgets and make-do with diminished revenues. What’s more, many workers have faced layoffs.

The process of terminating employees is never an easy one. In the wake of the pandemic, some companies may have approached these layoffs in the wrong way. In the process, they’ve incited charges of age discrimination.

How did some companies get into this mess? And how can you avoid a wrongful termination lawsuit? Keep reading for our full breakdown of the latest COVID-19 wrongful termination lawsuit and how you can avoid a similar legal battle. [Read more…]

The Importance of Home Maintenance During COVID-19

August 1, 2020 Kicker Insures Me Agency

A clean and maintained home is even more necessary. See how As the summer draws to a close, it seems that our time spent isolating at home isn’t yet over. While working remotely from the comfort of the couch may have seemed like a mini-vacation several months ago, you may now find yourself feeling restless.

Fortunately, there are tons of positive activities you can pick-up and practice while self-isolating. If you’ve been putting off a home maintenance project or task, now is the time to take charge and get it done.

Caring for your home is crucial to keeping your household healthy and safe. Keep reading to learn how essential routine maintenance is, especially now. [Read more…]

Do You Have a Safety Culture in Your Organization? Why You Should

July 1, 2020 Kicker Insures Me Agency

Be sure your business is properly protected - get workers comp and other insurance to be safe The latest numbers published by the U.S Bureau of Labor Statistics in 2018 have recorded 2.8 million workplace injury cases. A staggering number which makes workplace safety now more than ever a bigger priority.

It’s important that your organization has an established safety culture to prevent and watch for potential workplace hazards. One of the biggest benefits is the amount of money an organization can save with a strong safety culture.

From employees to lawsuits, we’ll walk you through 7 benefits of a strong safety culture. [Read more…]

What Small Business Needs to Know About Website SEO

June 1, 2020 Kicker Insures Me Agency

As if running a business isn’t hard enough, there are so many things that we, as small business owners, need to do and know.

Just like with insurance, there are so many moving parts, but you have us, Kicker Insures Me Agency, to help you navigate the waters with respect to your personal and business insurance needs. Could you imagine having to know all that too? RIGHT?

So, we got a local SEO business owner to help us with sharing with you some of the basics on Search Engine Optimization. Because, after all, we don’t know it all – we stick with insurance. We know we can’t know it all so we have to outsource what we aren’t excellent in, and you should too. Take a look at these tips and do your own research as well to improve your business SEO. So, let’s get to it. [Read more…]

What Is ALE (Additional Living Expenses) Coverage For?

May 15, 2020 Kicker Insures Me Agency

loss of use home insurance coverage if you can't live in your home Life can change in the blink of an eye. That’s one of the reasons having the right insurance coverage is essential.

Over 354,000 home fires happen each year, and no one can ever predict when it will happen to them. Suppose it does, though. What would you do?

If you have additional living expenses coverage on your home insurance policy, you’d be in a lot better shape than if you didn’t.

If you don’t know what this coverage is or don’t think it’s important to have, continue reading to find out why you need it and why you should never go without it. [Read more…]