Did you know John Jay Pittman built a famous coin collection that his family sold in 1996 when he passed away for $30 million? Over time, people started collecting other values from art to alcohol to jewelry.
Valuable collections can be worth millions of dollars, if not more. Keep reading, and we will walk you through collectibles insurance and why you should insure everything, from jewelry to alcohol. [Read more…]
As the summer draws to a close, it seems that our time spent isolating at home isn’t yet over. While working remotely from the comfort of the couch may have seemed like a mini-vacation several months ago, you may now find yourself feeling restless.
Fortunately, there are tons of positive activities you can pick-up and practice while self-isolating. If you’ve been putting off a home maintenance project or task, now is the time to take charge and get it done.
Caring for your home is crucial to keeping your household healthy and safe. Keep reading to learn how essential routine maintenance is, especially now. [Read more…]
The latest numbers published by the U.S Bureau of Labor Statistics in 2018 have recorded 2.8 million workplace injury cases. A staggering number which makes workplace safety now more than ever a bigger priority.
It’s important that your organization has an established safety culture to prevent and watch for potential workplace hazards. One of the biggest benefits is the amount of money an organization can save with a strong safety culture.
From employees to lawsuits, we’ll walk you through 7 benefits of a strong safety culture. [Read more…]
The average cost of a data breach has soared to $3.86 million. Many companies end up paying much more. This is true especially when penalties from laws like the GDPR are factored in.
In this environment, it’s not enough to have a good cyber security policy. You also need to think about cyber insurance for your business.
The idea of cyber liability and the insurance policies that protect you from it are still rather new. What are the risks you’re facing, and how can the right insurance protect you? This guide will walk you through the answers. [Read more…]
As if running a business isn’t hard enough, there are so many things that we, as small business owners, need to do and know.
Just like with insurance, there are so many moving parts, but you have us, Kicker Insures Me Agency, to help you navigate the waters with respect to your personal and business insurance needs. Could you imagine having to know all that too? RIGHT?
So, we got a local SEO business owner to help us with sharing with you some of the basics on Search Engine Optimization. Because, after all, we don’t know it all – we stick with insurance. We know we can’t know it all so we have to outsource what we aren’t excellent in, and you should too. Take a look at these tips and do your own research as well to improve your business SEO. So, let’s get to it. [Read more…]
Life can change in the blink of an eye. That’s one of the reasons having the right insurance coverage is essential.
Over 354,000 home fires happen each year, and no one can ever predict when it will happen to them. Suppose it does, though. What would you do?
If you have additional living expenses coverage on your home insurance policy, you’d be in a lot better shape than if you didn’t.
If you don’t know what this coverage is or don’t think it’s important to have, continue reading to find out why you need it and why you should never go without it. [Read more…]
Did you know about one in 20 homes have an insurance claim each year?
Most claims are from the wind or hail, but the most costly are those related to fires and lightning.
Home insurance is very important to have. It will provide a safety net for when things go wrong and will give you peace of mind.
Insurance policies can look deceiving, but understanding some basic insurance vocabulary can help. Keep reading to learn some of the basic homeowner’s insurance terms.
Dwelling insurance or coverage A, is the part of your homeowner’s insurance that covers the cost to replace or repair the physical structure of your home if it is damaged by a covered peril. [Read more…]
Your closing date for your rental properties is quickly approaching, and you have things to do.
One of these things is to purchase the right insurance policy for the new property you are buying, but what type of policy do you need?
Is this a question you’re struggling with?
As a new landlord, this is likely not the only question you have about landlord insurance. Instead, there are probably lots of things you’re wondering.
If you have questions related to landlord insurance, you’re in the right place. Here are some of the top things people in your position want to know as they venture into the world of running a rental property business.
Keep reading to find out the answers you need the most. [Read more…]
The average cost of auto insurance in the United States is $1,502 per year. In Texas, the average annual premium is $1,427.
The cost fluctuates from state to state and city to city. Local factors like traffic and crime rates can affect the final price.
Buying car insurance feels like learning a new language. Most people don’t know what coverage they have on their vehicles. They skip the learning curve and choose “basic” auto insurance to save time and money.
Basic car insurance is often defined as what your state forces you to buy. But, a state minimum may not be enough protection.
Drivers who understand auto insurance tend to pay less. Keep reading to learn 8 important auto insurance terms before you buy your next policy. [Read more…]
Accidents happen — that’s just a part of life. With the right insurance, you can avoid financial ruin following an accident that causes injuries or property damage.
While there’s not always a “one-size-fits-all” fix in life, personal umbrella insurance can at least protect you when accidents happen.
Umbrella insurance (also known as excess liability insurance) is a fail-safe option for your savings. If you’re sued for damages, an umbrella policy will help you pay what you owe. An umbrella policy with $1 million in coverage costs about $150 to $300 per year.
That’s just the start, though. Keep reading to learn all about personal umbrella insurance, who needs it, and why! [Read more…]
