From college students to professionals or families who rent long-term or are just staring out with their first apartment, rental insurance is an important option to consider for your safety and financial security from the moment that you sign your lease. All too often, rental insurance gets a bad reputation for being expensive and “a waste of money”, but, as often occurs with insurance, you only need to require its services once and you can often see its worth quickly. Let’s not forget that we don’t buy insurance because we want to use it; for example car insurance in case of an accident, life insurance for our family when we pass, rental insurance in case our apartment burns down… you get the idea. [Read more…]
Your home is so much more than just a place where you and your family live.
It’s a place where you and the people you love gather to reflect upon old memories while making great new ones. It’s a place where you can escape the stress and frustrations of the outside world and never have to worry about being accepted for who you are. In short, your home is a vital part of who you are. So it only makes sense that you’d want to do everything in your power to protect your home and everyone and everything in it. [Read more…]
With the super hot summer weather comes hurricane/flood season for most Texan homeowners. While it’s no one’s favorite topic, it’s one that should be properly addressed so that you and your home are protected in case of a flood. It’s important that you have all of the facts to make an informed decision as to whether or not flood insurance is the right choice for you.
What it offers
Flood insurance is exactly what it sounds like. Insurance for your home and property in case of a flood. Insurance like this can offer compensation for damages to your home, whether it’s minimal damage such as having to repair carpeting, or excessive damage to the ground level of your home including appliances, electrical, plumbing and more. Similarly, there are components to the policy that would cover the contents of your home – like your “things” (furniture, kitchen goods, toiletries, clothes, etc) [Read more…]
A homeowner has a responsibility, or rather desire, to take care of what is theirs. Part of that protection is to focus on having the right policy in hand, and while they all tend to follow a general design, there is a lot going on in the fine print that you should know about. Since knowledge is power, let’s take a close up look at the many pieces of a homeowner’s policy so that you know exactly what you’re dealing with. Keep in mind that having a relationship with your insurance agent is ideal as they have your best interest and will likely follow up with you annually versus a 1800# insurance company. [Read more…]