13% of all American motorists were uninsured as of 2015.
If you get hit by someone who does not have insurance, you could end up paying for expenses like medical bills, car damages, and car rental yourself. You may need to sue the driver. If, however, they don’t have insurance, the chances are high that they don’t have much in terms of assets either.
Some states, such as New York, North Carolina, and Vermont, require drivers to carry uninsured motorist coverage. This protects you against damages if you get hit by an uninsured driver. It also covers hit-and-run accidents.
Underinsured driver coverage is slightly different. It kicks in when the driver who hit you has liability coverage, but it is too low to cover your damages. This may happen in states that require low liability limits. [Read more…]
Have you ever considered using an 
Car accidents are terrifying. When you get into a car accident your adrenaline is heightened and your mind begins to race all over the place. Even if it’s a simple fender bender, it’s hard to remember the details when you are shaken up. For these reasons and more, it’s a good idea to have a plan in the event you get in a car accident.
The commercial auto insurance industry generates 
Have you ever wondered to yourself, How much car insurance do I need? If you have, you’ve come to the right place.
Umbrella insurance has nothing to do with insuring umbrellas.
Do you know if your home insurance would completely cover you if something were to happen to your car or home?
Imagine you’re driving your kids to school when a car stops suddenly in front of you. You slam on the brakes, but your car plunges into the back of it. Now your neck is hurt, your kids have aches and the other driver’s rear end is smashed.
The last thing you want when you’re preparing to go on vacation is additional fees or costs you hadn’t anticipated. But, that’s often times what happens when you arrive at the rental car counter. You know it’s coming, if you have ever rented a car, they want you to buy insurance. Like most folks, you find yourself wondering if it’s really necessary to buy the rental car company insurance coverage.
It’s that time of year again. The bells will soon be ringing, the sneakers will be squeaking, and buses will be roaring; unless you’re in college then there are different experiences. Regardless of age or what kind of school your child, or loved one is going to, preparing all of the essentials for a comfortable and safe experience is crucial for helping everyone ease back into the daily grind of things with a brand new school year. 
