Commercial insurance Archives - Kicker Insures Me Agency

Should You Increase Employers Practices Liability Insurance?

April 15, 2022 Kicker Insures Me Agency

Cover your business with EPLI insurance to protect from your employees Every state seems to have a “One Call, That’s All” lawyer. The lawyer who has billboards all over saying he will get your money! This is an unfortunate reality and we have seen a rise in all kinds of lawsuits especially at work.

Employee claims against businesses are on the rise, and all businesses should be prepared. General liability insurance is good, but too many businesses don’t have employers practices liability insurance (EPLI).

These are special policies that help protect your business from issues dealing with your employees. General liability insurance usually doesn’t cover these areas. Read on to learn more about the benefits of EPLI for your business. [Read more…]

Commercial vs. Personal Auto Insurance: Everything You Need to Know

April 15, 2021 Kicker Insures Me Agency

Learn more about the difference to protect your assets The U.S. automobile industry is currently valued at $308.8 billion.

Do you often use your personal car for business? Do you use your business vehicle for personal uses? If you answered yes to either of these, you should pay attention to the below in regards to commercial and personal auto insurance.

While the line between personal and commercial vehicles may seem thin, you can easily miss your compensation when the insurer finds you were using your car for the wrong purpose.

There is nothing wrong with using a business car for personal uses, but you should at least know the limits and the consequences in doing so. Keep reading to know more about these two auto insurance policies. [Read more…]

What Is a Business Owner’s Policy (BOP) and What Does It Cover?

February 15, 2021 Kicker Insures Me Agency

Business owners should consider business owners policy coverage, learn more here If you want to remain in business long into the future, it’s extremely important that your business is protected. Accidents or simple mistakes could lead to lawsuits.

Natural disasters, economic crisis, or global pandemics can turn a business upside down overnight.

But with the proper insurance in place from day one, your business will be in a position of strength. Many companies qualify for a business owner’s policy (BOP) that they can put in place to provide as much protection as possible.

What is a business owner’s policy? It’s a bundle of different types of insurance crafted specifically for your business needs.

So how do they work? And what types of coverages are available? That’s exactly what we discuss below. Keep reading to see how you can effectively protect your business today. [Read more…]

A Business Owner’s Guide to 5 Benefits of Group Insurance

December 15, 2020 Kicker Insures Me Agency

Let us help you navigate the ins and outs of group insurance benefits Are you looking to get health insurance for your entire staff? Do you wonder if there’s a way to save money on setting up insurance for so many people? If so, then you need to look more into group insurance for your company.

Doing so can offer you many different benefits. It can save you money, help your staff maintain a healthy lifestyle, provide tax incentives for your employees, and much more. In terms of providing insurance, group coverage is a no-brainer.

See below for several benefits of group insurance and why you should consider it in your plans when opening enrollment. [Read more…]

Navigating COVID-19: How to Protect Your Business Against a Wrongful Termination Lawsuit

September 15, 2020 Kicker Insures Me Agency

Be sure to protect your business with commercial insurance policies COVID-19 has led to many difficult decisions for companies over the past year. Organizations have tightened their budgets and make-do with diminished revenues. What’s more, many workers have faced layoffs.

The process of terminating employees is never an easy one. In the wake of the pandemic, some companies may have approached these layoffs in the wrong way. In the process, they’ve incited charges of age discrimination.

How did some companies get into this mess? And how can you avoid a wrongful termination lawsuit? Keep reading for our full breakdown of the latest COVID-19 wrongful termination lawsuit and how you can avoid a similar legal battle. [Read more…]

How Much Insurance Does a Winery in Texas Need?

February 15, 2020 Kicker Insures Me Agency

what insurance a texas winery needs, see more about them here The United States Department of Agriculture National Agricultural Statistics Service’s 2019 Texas Wine Grape Varieties Report showed that 5,020 bearing acres produced 14,180 tons of grapes.

It also reported that Texas wine grape growers produced 22% more than they did in 2017.

Making wine is equal parts artistry, science, and business. Every savvy winery owner knows they need to protect their grapes and their business at all costs.

They do that by getting the right insurance for their Texas winery. Reducing costs while increasing your ROI (return on investment) is a crucial part of doing business. That’s why we’re sharing with you everything you need to know about Texas winery insurance. [Read more…]

Why Commercial Auto Insurance Is Necessary If You Own a Business

May 15, 2019 Kicker Insures Me Agency

Car insurance for your business - commercial auto policies The commercial auto insurance industry generates $34 billion in revenue each year. This is not surprising as business owners are more aware than ever of potential liabilities their businesses are exposed to.

A commercial auto policy protects a business that uses vehicles to get the job done. Are you aware of the consequences that you face for not having commercial auto insurance?

Keep reading for a complete guide as to why you need commercial insurance and what sort of coverage you should consider. [Read more…]

Running a Resto 101: All About Restaurant Insurance

April 1, 2019 Kicker Insures Me Agency

Be sure your restaurant assets are insured The average cost of opening a restaurant is around $275,000.

If you’ve got your hard earned money invested in your business, you want to be sure that you’re covered should anything go wrong.

That’s why every restaurant needs business insurance. There are different types of coverage when it comes to restaurant insurance. Read on as we take a look at what you need to know about business insurance for your restaurant. [Read more…]

What Kind Of Business Insurance Do I Need?

December 1, 2018 Kicker Insures Me Agency

What type of business insurance do you need? When you are operating a business, there’s the fun part of actually, you know, running a successful business, but there are some technical things that you should work out, too, to make sure everything stays safe and enjoyable even in the worst case scenario. The key to all this is business insurance. There are many kinds of business insurance to learn about so that you can protect yourself, your brand, your employees and your future as a business and owner. [Read more…]

Why Insurance Brokers are an Important Part of Buying Insurance

October 1, 2018 Kicker Insures Me Agency

Purchasing insurance yourself may break your spirits, but with an insurance broker, you’ll receive some much-needed help finding the right policy for you.

Insurance brokers are a lot like insurance agents, but brokers do not work for any single company. They work with many companies to develop an intricate knowledge of the insurance marketplace.

Since they learn so much about the industry, brokers help consumers navigate policies and translate jargon before they make a purchase. [Read more…]