Liability insurance Archives - Kicker Insures Me Agency

How an Umbrella Policy Can Save Your Business

May 15, 2022 Kicker Insures Me Agency

Get umbrella insurance to help protect your business above and beyond It’s estimated that around 25% of businesses won’t reopen after disaster strikes. For business owners, this is scary.

After all, when you put your time, money, and effort into building a business, the last thing you want is to close your doors because of a disaster.

One of the best ways to protect your business is with the right commercial insurance provider. However, a simple business policy may not be enough. This is where an umbrella policy comes in.

Keep ready to learn about umbrella insurance for small business owners and its benefits. [Read more…]

Should You Increase Employers Practices Liability Insurance?

April 15, 2022 Kicker Insures Me Agency

Cover your business with EPLI insurance to protect from your employees Every state seems to have a “One Call, That’s All” lawyer. The lawyer who has billboards all over saying he will get your money! This is an unfortunate reality and we have seen a rise in all kinds of lawsuits especially at work.

Employee claims against businesses are on the rise, and all businesses should be prepared. General liability insurance is good, but too many businesses don’t have employers practices liability insurance (EPLI).

These are special policies that help protect your business from issues dealing with your employees. General liability insurance usually doesn’t cover these areas. Read on to learn more about the benefits of EPLI for your business. [Read more…]

Personal Insurance: Make Sure You Have Your Back

January 15, 2022 Kicker Insures Me Agency

Be sure you, your family and assets are covered What if you let your dog outside one day, and they end up biting a neighbor? The neighbor can actually file a legal claim against you or request compensation for medical bills. If this catches you by surprise, know that it doesn’t stop there – as there could be court costs, attorney costs plus the medical costs which all can easily be overwhelming.

To protect yourself and your family, in daily life, you should highly consider personal insurance. It’s better to be safe than sorry, and having various insurance coverage policies to help protect you, which ultimately will allow you to remain financially stable in most scenarios.

This article will explore the different types of personal insurance and how they could be useful for you. [Read more…]

The Importance of EPLI for Businesses During COVID-19

September 15, 2021 Kicker Insures Me Agency

Ensure your business has EPLI coverage COVID-19 has brought business owners new hurdles to overcome. Understandably, more and more people are falling ill due to improper health and safety procedures at work. Many business owners fail to ensure their workspaces are minimizing the risk of COVID-19.

EPLI helps businesses navigate this new normal and minimize the risk of employment-related claims. But what is ELPI? We discuss the importance of EPLI for businesses during COVID-19 below. [Read more…]

What is Professional Liability Insurance? 5 Reasons Why it’s Important

August 15, 2021 Kicker Insures Me Agency

Understand the importance of professional liability insurance Are you looking for ways to protect your business from a client’s financial loss? Do you want to have more financial protection during an emergency? If so, then you need to invest in professional liability insurance.

Doing so can build more credibility with your clientele. The liability insurance will protect your company from things such as negligence, faulty services, or misguided advice. It adds protection for yourself, your company, your workers, and (most importantly) your clients.

See below for several reasons why professional liability is so important. These are the benefits of professional liability insurance that you’ll receive after you find the right policy. [Read more…]

Navigating COVID-19: How to Protect Your Business Against a Wrongful Termination Lawsuit

September 15, 2020 Kicker Insures Me Agency

Be sure to protect your business with commercial insurance policies COVID-19 has led to many difficult decisions for companies over the past year. Organizations have tightened their budgets and make-do with diminished revenues. What’s more, many workers have faced layoffs.

The process of terminating employees is never an easy one. In the wake of the pandemic, some companies may have approached these layoffs in the wrong way. In the process, they’ve incited charges of age discrimination.

How did some companies get into this mess? And how can you avoid a wrongful termination lawsuit? Keep reading for our full breakdown of the latest COVID-19 wrongful termination lawsuit and how you can avoid a similar legal battle. [Read more…]

How Much Insurance Does a Winery in Texas Need?

February 15, 2020 Kicker Insures Me Agency

what insurance a texas winery needs, see more about them here The United States Department of Agriculture National Agricultural Statistics Service’s 2019 Texas Wine Grape Varieties Report showed that 5,020 bearing acres produced 14,180 tons of grapes.

It also reported that Texas wine grape growers produced 22% more than they did in 2017.

Making wine is equal parts artistry, science, and business. Every savvy winery owner knows they need to protect their grapes and their business at all costs.

They do that by getting the right insurance for their Texas winery. Reducing costs while increasing your ROI (return on investment) is a crucial part of doing business. That’s why we’re sharing with you everything you need to know about Texas winery insurance. [Read more…]

What Is Pollution Liability Insurance & Who Needs It?

February 1, 2020 Kicker Insures Me Agency

be sure to protect yourself and your company with pollution liability insurance A staggering seven million people — that’s how many lose their lives due to air pollution alone.

In the US alone, diseases related to air pollution claim the lives of over 100,000 people. These diseases include heart attacks, strokes, and lung ailments among many others.

Take note that these statistics are only for air pollution. Many other diseases and lives lost result from land and water pollution.

Pollution, however, doesn’t only come from huge factories and massive facilities. Almost, if not all businesses produce some level of pollution. [Read more…]

Host Liquor Liability and How It Affects You

November 1, 2019 Kicker Insures Me Agency

As a host or having a work party, consider getting liquor liability insurance As the holiday season gets into full swing, it’s time to bring up everyone’s favorite festive subject once again: host liquor liability.

Host liquor liability is a section of the law that holds the party hosts liable for crimes committed on their property. In many cases, it’s used to hold adults responsible if they knowingly provide minors with alcohol on their property. However, it’s also used to target businesses that serve alcohol to guests who then go on to violate the law (usually through drinking and driving).

Are you about to host a holiday party on your premises? Here’s what you need to know about host liquor liability laws in Texas. [Read more…]

Running a Resto 101: All About Restaurant Insurance

April 1, 2019 Kicker Insures Me Agency

Be sure your restaurant assets are insured The average cost of opening a restaurant is around $275,000.

If you’ve got your hard earned money invested in your business, you want to be sure that you’re covered should anything go wrong.

That’s why every restaurant needs business insurance. There are different types of coverage when it comes to restaurant insurance. Read on as we take a look at what you need to know about business insurance for your restaurant. [Read more…]