In 2017, American companies spent a total of $730 billion on business insurance in a single year. What is business insurance? Business or commercial insurance is an excellent way to protect your company’s property against theft, loss, and more.
Business insurance also provides security against lawsuits, sickness, and damaged property. Here’s everything you need to know about business insurance and why it’s the right choice for your company. [Read more…]
Have you ever considered using an independent insurance agent for your insurance coverage needs? If so, we’re here to convince you that it’s the right choice.
We all have to have insurance. It’s the law in Texas. However, sometimes finding the right plans at the right prices and which bundles and discounts you qualify for can be confusing.
That’s what independent insurance agents are for– to take the load off your shoulders so you can sit back, relax, and rest assured you’ve got the best coverage for the best price. You also have someone advocating for you! [Read more…]
According to the Insurance Information Institute, motorcyclists and their passengers are more vulnerable to accidents in inclement weather than those in closed vehicles.
If you live in Texas and own a motorcycle, this is important to you, especially during the stormy spring and summer months (more folks on the road and more likely are out riding their motorcycle).
When you’re riding your motorcycle on the open road, you want to ensure you prepare yourself for anything that can happen. This includes ensuring that you have the right kind of insurance in the case of an accident, inclement weather or if another driver causes an accident. [Read more…]
Boating season is whenever you want it to be in Texas, really, as long as the sun is out and the fish are swimming. Well, really, those aren’t essential to getting your boat on the water, but you get the idea.
However, most of us only take our boat out in the spring and summer, after storing it for the “winter”.
Leaving your boat in dry dock or storage for a while means you need to do some boat maintenance when it’s time to get it back in the water. Keeping your boat maintained is the best way to prolong its life, and to keep you and your passengers safe.
Keep reading for some boat maintenance tips that will keep you cool and safe on the water. [Read more…]
Summer is a time for care-free lounges by the pool and playing with all of your favorite toys that come along with it. That being said, before your grab you towel and sunscreen and head out without a look back, you’ll want to make sure that you are actually protected with all of your toys and vehicles so that your summer can have that fun and care-free feel to it, instead of worrying and waiting to see if someone is going to hurt themselves. While no one wants to see loved ones hurt, you can help out with the pain of financial protection through having the right kind of personal insurance. [Read more…]
Car accidents are terrifying. When you get into a car accident your adrenaline is heightened and your mind begins to race all over the place. Even if it’s a simple fender bender, it’s hard to remember the details when you are shaken up. For these reasons and more, it’s a good idea to have a plan in the event you get in a car accident.
Putting together a car accident procedure guide before you’re in an accident is smart. This way, if you ever do find yourself in this scary situation, then you’ll know exactly what to do.
Keep reading to find out recommended actions to take after being involved in a car accident. [Read more…]
The commercial auto insurance industry generates $34 billion in revenue each year. This is not surprising as business owners are more aware than ever of potential liabilities their businesses are exposed to.
A commercial auto policy protects a business that uses vehicles to get the job done. Are you aware of the consequences that you face for not having commercial auto insurance?
Keep reading for a complete guide as to why you need commercial insurance and what sort of coverage you should consider. [Read more…]
Have you ever wondered to yourself, How much car insurance do I need? If you have, you’ve come to the right place.
First thing’s first, you should make sure that you’re covered up to the state’s minimum coverage requirements – every state has one, so make sure to check that out.
But what about beyond that? Do you need more than the minimum required car insurance? Is it really worth the extra money?
Read on so that we can help you decide. [Read more…]
Worker’s compensation is a type of insurance that covers employee injuries and illnesses which happen on the job, or occur as a direct result of working at a particular job. It is both carried and paid for by the employer.
The absolute laws vary by state so it’s important to check your state’s regulations and policies. However, the basics are about the same across the United States. Whether you’re a small business or a large corporation, worker’s compensation is available to protect you and your employees.
Let’s take a look at a few things you need to know about this important type of insurance policy for your business. [Read more…]
The average cost of opening a restaurant is around $275,000.
If you’ve got your hard earned money invested in your business, you want to be sure that you’re covered should anything go wrong.
That’s why every restaurant business needs insurance. There are different types of coverage when it comes to restaurant insurance. Read on as we take a look at what you need to know. [Read more…]
