Jewelry isn’t just valuable — it’s personal. Whether it’s a wedding ring, heirloom necklace, or designer watch, these items often exceed the protection limits of a standard homeowners’ policy. That’s why this is so important. A Personal Articles Policy (PAP)…
Get ready to gulp down a bitter pill: your rising insurance premium might just take a bigger bite out of your paycheck than you ever thought possible. Why? We’re neck-deep in what’s known as a hard market. If you’re scratching…
If you are involved in a car accident, the average cost to have car repairs done (depending on the specific damage) can be up to $10,000. Deciding whether or not to file a car insurance claim might seem like an obvious…
According to CNBC News, inflation has risen by 8.3% over the past 12 months. However, other costs have skyrocketed beyond even the inflation rate. Policygenius reports that home insurance is currently up 12.1%. Other costs could also impact your rising insurance…
The RV industry is booming. An estimated 577,200 new RVs shipped in 2021. That represents many people on the roads enjoying the RV lifestyle. Whether you’re one of the new recreational vehicle owners or you’re a seasoned RV enthusiast, you want to…
What if you let your dog outside one day, and they end up biting a neighbor? The neighbor can actually file a legal claim against you or request compensation for medical bills. If this catches you by surprise, know that…
Did you know John Jay Pittman built a famous coin collection that his family sold in 1996 when he passed away for $30 million? Over time, people started collecting other values from art to alcohol to jewelry. Valuable collections can be…
As the summer draws to a close, it seems that our time spent isolating at home isn’t yet over. While working remotely from the comfort of the couch may have seemed like a mini-vacation several months ago, you may now find…
Life can change in the blink of an eye. That’s one of the reasons having the right insurance coverage is essential. Over 354,000 home fires happen each year, and no one can ever predict when it will happen to them. Suppose…
Did you know about one in 20 homes have an insurance claim each year? Most claims are from the wind or hail, but the most costly are those related to fires and lightning. Home insurance is very important to have. It will…
