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Feel free to check out some of our most recent posts while you are here...
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At Kicker Insures Me Agency, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home insurance is actually called “home owners insurance”. It’s important to understand that there are a lot of variables that go into insurance premiums, and with auto insurance, it’s no different.
What Does Flood Insurance Typically Cover?
The United States has suffered flooding in the last few years that has cost billions in damages, not to mention the amount of damage that the Gulf Coast has suffered recently. Hurricane and record rain have been major factors in homeowner’s damaged property and content. Not everyone thinks about flood insurance until after the disaster has struck. Yet it’s very critical for the protection of your home. So, what does flood insurance cover? Keep reading and find out the benefits of getting flood coverage and why it’s a must.
Why Commercial Auto Insurance Is Necessary If You Own a Business
The commercial auto insurance industry generates $34 billion in revenue each year. This is not surprising as business owners are more aware than ever of potential liabilities their businesses are exposed to. A commercial auto policy protects a business that uses vehicles to get the job done. Are you aware of the consequences that you face for not having commercial auto insurance? Keep reading for a complete guide as to why you need commercial insurance and what sort of coverage you should consider.
How the FEMA Risk Rating Changes Impacts Flood Insurance
Did you know that Texas has the highest potential for floods in any region of the United States? In fact, Texas is so prone to floods that one of the nicknames for Central Texas is “flash flood alley.” As a result, having good flood insurance is essential for anyone who wants to be a homeowner there.
Commercial vs. Personal Auto Insurance: Everything You Need to Know
The U.S. automobile industry is currently valued at $308.8 billion. Do you often use your personal car for business? Do you use your business vehicle for personal uses? If you answered yes to either of these, you should pay attention to the below in regards to commercial and personal auto insurance. While the line between personal and commercial vehicles may seem thin, you can easily miss your compensation when the insurer finds you were using your car for the wrong purpose. There is nothing wrong with using a business car for personal uses, but you should at least know the limits…