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How Much Life Insurance Do You Really Need?

By Kicker Insures Me Agency | January 15, 2020

Life insurance is a valuable thing to have so that you can take care of your family when the time arrives. You may wonder, “how much life insurance do I really need” and how much is too much or too little? Read on to learn more about life insurance so you can decide how much is right for you and your family. Consider Minimum Coverage Amounts One way to determine the amount of your payout for life insurance is to add up the total debt you currently have. When you think of life insurance, think about the things you’d owe money…

Why Commercial Auto Insurance Is Necessary If You Own a Business

By Kicker Insures Me Agency | May 15, 2019

The commercial auto insurance industry generates $34 billion in revenue each year. This is not surprising as business owners are more aware than ever of potential liabilities their businesses are exposed to. A commercial auto policy protects a business that uses vehicles to get the job done. Are you aware of the consequences that you face for not having commercial auto insurance? Keep reading for a complete guide as to why you need commercial insurance and what sort of coverage you should consider.

Liability Coverage: What Is it and Why Do I Need It?

By Kicker Insures Me Agency | February 1, 2019

Imagine you’re driving your kids to school when a car stops suddenly in front of you. You slam on the brakes, but your car plunges into the back of it. Now your neck is hurt, your kids have aches and the other driver’s rear end is smashed. Next thing you know, you’ve got medical bills, car repair costs and the other person is talking about suing. You have no idea how you’ll pay for an attorney, let alone everything else. You could be financially responsible for thousands in costs with no clue about what to do. This is why you…

Commercial vs. Personal Auto Insurance: Everything You Need to Know

By Kicker Insures Me Agency | April 15, 2021

The U.S. automobile industry is currently valued at $308.8 billion. Do you often use your personal car for business? Do you use your business vehicle for personal uses? If you answered yes to either of these, you should pay attention to the below in regards to commercial and personal auto insurance. While the line between personal and commercial vehicles may seem thin, you can easily miss your compensation when the insurer finds you were using your car for the wrong purpose. There is nothing wrong with using a business car for personal uses, but you should at least know the limits…

Basic Homeowners Insurance: 8 Important Terms Explained

By Kicker Insures Me Agency | May 1, 2020

Did you know about one in 20 homes have an insurance claim each year? Most claims are from the wind or hail, but the most costly are those related to fires and lightning. Home insurance is very important to have. It will provide a safety net for when things go wrong and will give you peace of mind. Insurance policies can look deceiving, but understanding some basic insurance vocabulary can help. Keep reading to learn some of the basic homeowner’s insurance terms.

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