Why Minimum Limits Can Leave Texas Families Exposed Most people assume that if they have car and home insurance, they’re “covered.” But what many Texas families don’t realize is that minimum liability limits are often nowhere near enough when a serious…
Jewelry isn’t just valuable — it’s personal. Whether it’s a wedding ring, heirloom necklace, or designer watch, these items often exceed the protection limits of a standard homeowners’ policy. That’s why this is so important. A Personal Articles Policy (PAP)…
Understanding the Basics of Commercial Insurance Audits You’ve taken the time to secure business insurance coverage for your new company, and you feel good about being protected. But now, you’re facing something unexpected — an insurance audit. If you’re like…
