With the super hot summer weather comes hurricane/flood season for most Texan homeowners. While it’s no one’s favorite topic, it’s one that should be properly addressed so that you and your home are protected in case of a flood. It’s important that you have all of the facts to make an informed decision as to whether or not flood insurance is the right choice for you.
What it offers
Flood insurance is exactly what it sounds like. Insurance for your home and property in case of a flood. Insurance like this can offer compensation for damages to your home, whether it’s minimal damage such as having to repair carpeting, or excessive damage to the ground level of your home including appliances, electrical, plumbing and more. Similarly, there are components to the policy that would cover the contents of your home – like your “things” (furniture, kitchen goods, toiletries, clothes, etc) [Read more…]